How To make money driving (with or without a car)


Whether you’ve just bought a car, or you’ve been driving for years, you’ll agree that everyday motoring can be costly.

Expenses can quickly mount up, sometimes to the point where you may even consider getting rid of your car. But there are ways your car can help pay for itself. And sometimes even make you a profit.

Below is a list of ways you can make money driving or with your car

Become an Uber driver: Uber is a technologically-driven taxi company which helps customers hail comfortable taxis from anywhere, using just a smartphone application. The customer downloads the Uber app on his/her phone and when a taxi is required, just pushes a button to request one. Using a special algorithm, the app then matches the customer to the nearest pre-verified taxi and provides a fare estimate. The app also automatically charges the customers registered card and the driver also gets paid directly into his bank account weekly, so no cash ever needs to be exchanged. After the ride, the customer receives a fare breakdown by e-mail.

How to earn through Uber:

Uber provides just the software to connect drivers with riders, and so the company doesn’t own any vehicles. This is where partnership comes in. People make money on the Uber platform by driving their cars themselves and picking up Uber customers, or putting a fleet of cars on the Uber network and hiring drivers to drive them. Even if you do not have a car, you can purchase a Nigerian used car (to save cost) and list it on Uber.

How to register as a partner

a.) A driver with no access to a vehicle

b.) A vehicle owner who wants to drive

c.) A vehicle owner planning to employ someone to drive

If you are registering with a vehicle as b or c, you will need a scanned copy of the following documents:

  • A 2000 or newer car in very good condition, which Uber will require that you bring in for an inspection.
  • Your drivers license (for ID purposes)
  • Your third-party vehicle insurance certificate
  • Your vehicle inspection clearance papers (Book a test here)

You will then need to register online as a partner, and then select what category you fall into.

You then get access to a profile. In your profile, you will need to set up payment details where Uber can send payment to you weekly. You can do this by going to where you login using the same details you used to register.

Information you will need to have available:

  • Your name as it appears on the account
  • Your account number
  • Swift code of your bank branch. (If you don’t know your swift code, just ask the next time you’re at the branch or google search)
  • Tax Identification Number (might not be necessary)
  • Bank code

If you are hiring drivers to drive for you, you will need to go to your Uber dashboard, click on “Add a Driver”

Registering as a driver only

Here are the items you will need:

  • Drivers Licence:  this can be obtained from the FRSC.
  • Lagos state drivers institute ID card: this can be obtained from the Lagos State Drivers Institute.
  • Background check: this is carried out after the driver has been accepted and has completed the training. It costs ₦20,000 but can be paid in 5 instalments of ₦4,000 each. It is a check Uber carries out with the police, which demonstrates that you have no criminal convictions or charges against your name, and is for the safety of passengers.
  • If the driver is not the vehicle owner, you will also need a contract agreement between the driver and the owner.


Here are the items you will need

  • Vehicle Licence
  • Certificate of roadworthiness (You can get this from the FRSC)
  • Tint permit if your windows are tinted.
  • Proof of ownership
  • Comprehensive Insurance. We compared insuring a 2009 Toyota Camry worth N2.9m across 10 Nigerian insurers and we got quotes ranging from N62,500 to N150,000 annually. You can find the full results of our research here.


  • Certificate of Incorporation. You are self-employed and not an employee of Uber, so you will need to register a company for this purpose.
  • You will need to be comfortable using a smart phone with GPS in addition to your local knowledge of Lagos. You can either bring your own smartphone (iPhone 4s or newer/Samsng S3 or newer) or Uber provides you with a Samsung Galaxy S5 mini for a ₦50,000 deposit (or 5 instalments of ₦10,000). Uber will also deduct ₦1500 per week for data on the Etisalat network.

The entire process takes about 2 weeks, and here are some additional resources to help in your enquiry:

To register with Uber:

Other ways to consider

Transport Other People’s Equipment or goods

There are professionals who move around with the work equipment. For instance, TV production people. You can make them aware of the availability of your car to move them and their equipment around. But for a fee of course. Market women also find it difficult to move their products from one place to another you can also consider this aspect too.

Offer Driving Lessons – With your car, you could use it to offer driving lessons to learner drivers. Hmmm this might not be really cool but at least you could make a few bucks from this.

Wrapping your car with ads – There are companies that pay people to wrap their cars with their adverts. The longer your commute, the more you can be paid to wrap your car with their adverts. The more you drive, the more exposure the businesses get. So, they will be willing to pay a premium for those who cover lots of distance. Depending on your commute, location, and the campaign, you can earn a good sum with your car.

Lease To Company -You can lease your car to a company for use as one of their official cars. You can be paid monthly, or weekly all depending on your agreement with them.

Rent your car to about to wed couples – If your car is really decent enough you can lease it out to about to wed couples for transportation on their wedding day.